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YIELD ON INVESTED ASSETS(IRIS)

Annual net investment income after expenses, divided by the mean of cash and net invested assets. This ratio measures the average return on a company's invested assets. This ratio is before capital gains/losses and income taxes.

YEARLY RENEWABLE TERM (YRT) INSURANCE

One-year term life insurance that is renewable at the end of the policy term. Also known as annually renewable term (ART) insurance.